Saturday, 12 March 2016

How to save / protect my bank account from hackers?


If you are using net-banking or some other online transactions with your bank account, you should  be very careful about hackers. Here are some tips to avoid hackers and their attacking activities.

Protection from your devices:
  • It should start from your Personal computer, Laptop, Mobile Phones, Tablets and other hand devices.
  • Keep your devices clean with Anti Virus software. 
  • Keep the devices with strong password. Do not share the passwords anyone.
  • Your Operating System (OS) should be updated always.
  • Do not install unwanted and unauthorized  Software's and Apps into your mobile/computer or devices.  Some of them may be Spywares, So they (hacker) can easily take your details from your devices.
  • Use authorized bio metric applications to devices like finger print controlling, voice controlling etc.
  • Always turn on Firewall into your system.
  • Keep the browser and bank Application software's updated
  • Do not open or operate your banking software's at public places and public network (Free Wifi). 
  • Change your device passwords often, at-least every two weeks.
  • Keep your devices away from children.
  • If you are going to sell or exchanging your devices like mobile, laptop, You should delete / format  your confidential details on the devices. 
  • Always delete your cookies / histories on your browser.
Protect your Email: 
  • Do not share your email passwords to anyone.
  • Enable some features like two step verification. When Sign in, you will receive a pin number to your mobile. You need both password and pin number to login. For more.
  • Do not respond SPAM mails.
  • Be aware of lottery frauds. Never respond them. They will send something like this, "You won $10000000/-. Please give your details to credit the amount into your account. We need the following details...etc."
  • Always give your email address to the authorized person, company, websites. Because someone will take your email and use it for unwanted jobs (They will sell your email id for business promoting or marketing companies). 
  • Be aware of your email settings like, Filtered and Blocked addresses, Forwarding and POP/IMAP. Because If someone hacked your password or email, first they will try to change your settings of email and block your important receiving mails and forward it to their email id.
  • If you receiving any mails from bank with new offers, please contact your bank directly. Someone will send mail like this and try to get your details. If you click the link, sometimes it will go to fake site, exactly looking like your bank site . So be alert and check your bank url is correct.
Protection from bank:
  • Check / Watch your bank account  transactions often.
  • Do not give your credit / debit card details to anyone. 
  • When online purchasing, be sure the website should be an authorized website like Amazon.
  • Do not enter your credit card details on all websites.
  • Do not store your ATM pin, CARD details, Password's on your mobile phones.
  • If any new offer comes from bank, go to your bank, confirm it directly or confirm by phone.
  • If your bank says to use this browser / app / software, then use the particular browser / app / software.
  • Touch with your bank. Do not believe rumors, unwanted news, phone calls.
  • If someone call you and say "I am the Manager from your bank, I need to confirm your details, so please give your PIN number, password etc" . Do not respond this person. Banks or Managers will never call and ask like this.
  • Keep safe your digital signatures.
  • Please avoid online transactions on public browsing centers or others devices ( may be your friend device)

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